The average house price in the United States is approximately $235,000, and this figure has increased dramatically over the last several decades. While the actual cost of real estate in your area may differ dramatically from the national average, many home buyers need or prefer to finance their purchase...
Every year, more than 20 million Americans take out personal loans. That number is high, but it would likely be even higher if those with bad credit thought they would be able to qualify for a loan. If your credit isn't great, you might not think that you're eligible to take out...
Loans can be helpful at times. You can take a quick loan to settle bills and meet urgent financial needs.  However, being able to secure a loan is not all that matters. The loaner’s credibility and reputation also count. You’ll notice that the number of platforms issuing loans have skyrocketed over...
Home sweet home, or debt central? Americans are currently over $14 trillion in debt. Research shows that mortgages make up the largest chunk of debt, totaling just above $9 trillion nationwide. Next on the list, there’s credit card balances and student loan debt. Luckily, just because you’re tight on cash, that...
Consumer loan delinquency rates in the US started at 2.44% in the first quarter of 2020. By the fourth quarter, it dropped by a considerable 0.44%, ending the year with a delinquency rate of 1.96%. Now 1.96% may seem small, but that's primarily due to the COVID-19 debt relief programs...