If you find yourself in need of fast cash and don’t have another option available to you, a money order can be a great way to get the funds you need quickly. Even though you might think of them as antiquated and outdated, money orders remain an incredibly useful tool that millions of people use every single year. If you’re thinking about buying a money order from Target or any other retailer as a means of getting quick cash, it’s important to know what their policy is so you can take advantage of it. Money orders may not be as common today as they used to be, but many businesses still sell them. Many stores will only accept them if they are made out to the business specifically; they won’t simply take one that has your name on it and call it good. Below, we’ll explore what makes up a typical money order policy from Target and how you can get the most out of it when making these purchases in the future.
Does Target Have Money Orders?
Target’s money order policy is quite straightforward and it’s easy to understand. Money orders are a great way to pay for things that you might not be able to charge to your credit card. It’s also a great alternative when you need cash quickly but doesn’t have time to get it from the bank or ATM. The best part about Target’s money order policy is that they accept them no matter what amount they are made out for; they will take one that is for $1,000 or less just as easily as they will take one for $10,000 or more. This is convenient because many stores won’t accept anything over a certain amount and will force you to go somewhere else if you need more than what their policy says.
How To Buy A Money Order At Target?
- Go to the customer service desk in the store.
- Tell the staff member you want to buy a money order, and how much you want to purchase.
- The staff member will give you a form with some basic information on it and will ask for your identification (driver’s license or ID card).
- Fill out the information requested, and sign the form when instructed so that the staff member can verify your identity.
- The staff member will take your identification and give you a receipt for your purchase, as well as tell you where to go in order to cash it once it’s been processed by Target’s headquarters.
- You can then choose where to have your money order cashed; either at another location of Target or at another location of a partner company that Target works with (such as Western Union).
- You can choose to have your money order cashed in the same city where you bought it, or you can choose to have it mailed to another location.
- Once your money order has been cashed, you will see a credit on your statement for the amount that was cashed; this will typically be done within 5-7 working days of purchasing the money order.
- You can then use this money to buy whatever you like, or use it as a deposit on an item that you are purchasing from Target.
- The money order will have a date on it that shows when it can be cashed, so keep this in mind when choosing to cash it at another location or have it mailed to you.
How To Save On A Target Money Order?
- Make sure you choose to have your money order cashed at a place that is convenient for you, rather than the closest Target location. This will save you time and reduce the chances of having your money order lost in transit.
- If you must go to another Target location to cash your money order, make sure that it is one that is close to where you live or work so that you don’t waste too much time going back and forth.
- If you are going to mail in your money order for cash, make sure that it arrives at its destination on time; many people have had their checks lost in the mail when they sent them from one city to another.
- Choose a bank or credit union nearby if you are mailing in your check; this way, if something does happen and it gets lost in the mail, it will be easier for them to stop payment on it and reissue a new check instead of having to wait for one from Target’s headquarters.
How To Purchase A Money Order At H&R Block?
- Go to your local H&R Block location and ask for a money order. The staff member you speak to will ask you for your identification and proof of address before they will sell you a money order, so make sure you have this with you when going to buy one.
- The staff member will then tell you how much the money order costs; this price varies depending on what state you are in, as well as where exactly your H&R Block location is located (the further away it is from an urban center, the higher the price will be). They may also charge extra for using certain payment methods (such as credit cards or checks), so check with them before paying if this information is important to you.
- You can then choose how much money you want on your money order; this is usually a minimum of $1, but some locations will allow you to put any amount on your money order.
- You can then choose whether you want the money order mailed to you or if you want to pick it up in person, as well as when you would like to pick it up (usually within a week). If you choose to pick it up, the staff member will give you an estimated time frame for when your money order will be ready; you can also call in to find out how much longer you must wait.
- Once the money order is ready, go back to your H&R Block location and pick it up; they will then give it to you along with a receipt so that you can verify that the correct amount was put on your money order before cashing it.
- Take the money order and receipt with you when going to cash your money order; this is so that if there are any problems, such as if someone tries to steal your money or if they claim that it wasn’t made out correctly, they can look at the receipt and see that everything was done correctly.
- Make sure that where you cash your money order has a secure place for them to hold onto it until you return; this way, if someone does try to take it from them, they have a better chance of catching them before any damage is done.
- You can then take the money order back home and deposit it into your bank account or use it like cash at stores or other locations where people pay with checks or money orders instead of credit cards (although some stores may not accept checks made out by H&R Block).
As you can see, the answer to this question rests heavily on how much you’re willing to put up with Target’s strict money order policy. If you’re willing to jump through the hoops required to make this purchase, it certainly can be worth it. If you’re not willing to go through the trouble, then it may not be the best option for you. That said, these types of money orders are incredibly useful in certain situations, provided you know how to use them properly and where to purchase them. If you find yourself in need of fast cash and don’t have another option available to you, these are excellent options.
Q. I have a large number of money orders to cash; do I have to go through all of these steps each time?
A. No, you don’t have to go through all of these steps each time. The most important part is that you get the receipt and that it has the tracking number on it- sometimes this can be done by phone. If you’re cashing multiple orders, you can do all of this in one trip as long as you have enough money orders from the same place.
Q. I just want to cash my money order; why do I need a receipt?
A. Without a receipt, there is no way for anyone else to verify that your money order was made out correctly or even made at all if someone tries to steal it from you or the place where you are cashing it. A receipt can also help protect against fraud if someone tries to claim that they didn’t receive their money order or that it was lost in the mail. This also protects against people trying to steal your money while they are holding onto your money order until they verify with H&R Block that everything is correct with it; if something happens during this time period, at least there will be proof that everything was done correctly and nothing happened during transit from H&R Block back to them (or vice versa).